Never ending house adventures:
The appraisal got done "wrong" initially. Now that it's redone correctly, we should get a reasonable budget for the improvements and renovations we wanted to do. This was the best news of the past few weeks.
In other news, the stock market sucks, and my retirement company sent me 30% less money than I "ordered" for my withdraw. This is already accounting for penalties/fees as far as I know. The check got here today, a Saturday, so I have to wait till Monday to sort this out. The house is still "ours," but pending what I find out Monday, my down payment on my loan may not be as nice as I wanted.
If I get hosed Monday (i.e. if unforeseen circumstances or regulations caused the shortage in my FHA withdraw), I may have to sell some choice PCBs etc., because let's be real, a house is a lot more important than my game collection. I hope it does not come to this, but it might.
I have it budgeted out either way; we are very hopeful the retirement acct check shortage was an honest and reparable mistake. I did make sure the [remainder of the] money is still in the accounts that it was supposed to come out of.
Nothing is catastrophic, hopefully this is just documenting the adventure of buying a house for the 1st time, and all the ways other people can help you lose sleep even when your paperwork is in order.