Back to the nest puts families to the test

http://www.startribune.com/lifestyle...tml?page=1&c=y

I won't quote because it's split up but here are some statements that stuck out to me:

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A recent Pew Research Center study found that nearly 20 percent of Americans ages 19 to 34 are living in multi-generational adult households, which in most cases means with their parents

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The recession has hit young adults particularly hard. Only 46 percent of people age 16 to 24 are employed, the lowest figure since 1948. One in 10 of the 18- to 34-year-olds surveyed by Pew said that they had moved back in with their parents for financial reasons, citing the tight job market and higher costs of rent, gas and health care.

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I'm surprised it isn't much higher than 20%. Probably higher in minority groups. I know of at least 10 people >25 who live with their parents, 2-3 of them older than I.
The gas prices are only going to get higher with the BP spill.

Quote:

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Originally Posted by G'regN.

http://www.startribune.com/lifestyle...tml?page=1&c=y

I won't quote because it's split up but here are some statements that stuck out to me:





I'm surprised it isn't much higher than 20%. Probably higher in minority groups. I know of at least 10 people >25 who live with their parents, 2-3 of them older than I.
The gas prices are only going to get higher with the BP spill.

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Its great that you found this article, Greg.

It totally justifies you living with your parents!

Good find!

justification FTW!!!!!!

I thought this thread might be funny. But it's really just depressing.

Everyone should live with their parents if it means no charging up debt and buying a fucking house for 290 thousand with a adjustable plan. 9 out of 10 times these people never pay off anything, and that goes for the lucky few saps who didn't do student loans. Hell, I'm 27 still breaking through college at a snails pace piece by pace. I have zero debt, and each day I wake up, i move forward with my life without that nonsense. Debt is the worst thing for americans above all other economic ills in society. It also allows someone to save up a ton of cash for when they really do want to be independent financially.

Heck, better to live with them then be paying rent to landlords on something you will never own. Some people are real suckers with this shit and unload up to 1500 a month on rent alone. Its fucking tough out there for one person now a days. Heck, even families who live together are struggling.

We live in a society where independence itself has become more of a gamble then a 'do it yourself' situation. Even in this garbage economy, most are struggling.

None of this info is pretty, but what can you do but just be patient as hell and be solid with your timing.

Quote:

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Originally Posted by Lord Wolfgang Krauser

Everyone should live with their parents if it means no charging up debt and buying a fucking house for 290 thousand with a adjustable plan. 9 out of 10 times these people never pay off anything, and that goes for the lucky few saps who didn't do student loans. Hell, I'm 27 still breaking through college at a snails pace piece by pace. I have zero debt, and each day I wake up, i move forward with my life without that nonsense. Debt is the worst thing for americans above all other economic ills in society. It also allows someone to save up a ton of cash for when they really do want to be independent financially.

Heck, better to live with them then be paying rent to landlords on something you will never own. Some people are real suckers with this shit and unload up to 1500 a month on rent alone. Its fucking tough out there for one person now a days. Heck, even families who live together are struggling.

We live in a society where independence itself has become more of a gamble then a 'do it yourself' situation. Even in this garbage economy, most are struggling.

None of this info is pretty, but what can you do but just be patient as hell and be solid with your timing.

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Thats why people work their asses off to own such things.

I'm not going to raise my daughter in my paresnts house to avoid debt.

Why should anyone have their parents shelter them from debt?

Be a man, if you want it bad enough you'll work towards it.

Thats a piss poor excuse homie. Shit like that don't fly with me.

You know who else lives with his parents? Christian Weston Chandler. That makes it totally acceptable right?

Quote:

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Originally Posted by TonK

Thats why people work their asses off to own such things.

I'm not going to raise my daughter in my paresnts house to avoid debt.

Why should anyone have their parents shelter them from debt?

Be a man, if you want it bad enough you'll work towards it.

Thats a piss poor excuse homie. Shit like that don't fly with me.

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Parent's aren't sheltering you from anything, thats your view of a typical situation kicking in. Its a personal choice to have a better cut forward financially. There is a level where its way to fucking mooching, and I'm not disagreeing with that. I have a friend who is like that, and his actions make me sick.

Be a man? Nah, a man isn't defined solely in that stereotypical fashion. I really don't need to prove much since I am happy with who I am.

I'm a lot more old school with money then those who have ten credits cards, a bankruptcy file in the works and a mess on their hands. I have zero debt, college completion and a healthy relationship with the tiny fraction of family I still have. There is no real shame there other then personal insecurity in having to prove yourself to the world. Living alone isn't that much work, but its a exhausting cycle that leads to no real ownership in the short term. Anything that comes along takes AGES. Getting into a endless cycle of debt when that time can be used saving money and putting it away in favor of living with parents is a totally positive upswing for the future. It depends on your history. My dad walked out on me when I was very young and I took care of my grandma for years, and I'd do it again in a heart beat.

Working your ass off can be meaningless if you have to fork over the majority of the money you earn for rent. Its better to build a solid savings, then when you can afford a house, decide to move out at that time. You can hold a steady job, complete college, have a killer credit rating. The issue people don't understand is that to even buy a fucking home you need a great credit score. If you are buying and trading up 24,000$ cars every few years, going from apartment to apartment its a bummer.

What are you truly getting out of this that makes it work loosing the entirety of your money just to not see a family member?'

Perpetual debt is the younger generations Achilles heel, and it gets worse each year with these brand new electronic devices coming out constantly that cost a beefy 600$ annually.

If you want something bad enough, move in with family who wants you there, save double the money, move out in 5 years and fully pay off a lower level house. Then move into that house, try and land a job nearby and enjoy your fucking money. If people took this step more and stopped being so egotistical, they'd have better results, but this is a totality of view point and its not gonna be easy to listen to or accept without all the braveheart level rage fests ensuing based upon assumption.

Living with your family is a cultural thing as far as I'm concerned. It's a stigma 'round these parts though.

Quote:

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Originally Posted by Lord Wolfgang Krauser

Parent's aren't sheltering you from anything, thats your view of a typical situation kicking in. Its a personal choice to have a better cut forward financially. There is a level where its way to fucking mooching, and I'm not disagreeing with that. I have a friend who is like that, and his actions make me sick.

Be a man? Nah, a man isn't defined solely in that stereotypical fashion. I really don't need to prove much since I am happy with who I am.

I'm a lot more old school with money then those who have ten credits cards, a bankruptcy file in the works and a mess on their hands. I have zero debt, college completion and a healthy relationship with the tiny fraction of family I still have. There is no real shame there other then personal insecurity in having to prove yourself to the world. Living alone isn't that much work, but its a exhausting cycle that leads to no real ownership in the short term. Anything that comes along takes AGES. Getting into a endless cycle of debt when that time can be used saving money and putting it away in favor of living with parents is a totally positive upswing for the future. It depends on your history. My dad walked out on me when I was very young and I took care of my grandma for years, and I'd do it again in a heart beat.

Working your ass off can be meaningless if you have to fork over the majority of the money you earn for rent. Its better to build a solid savings, then when you can afford a house, decide to move out at that time. You can hold a steady job, complete college, have a killer credit rating. The issue people don't understand is that to even buy a fucking home you need a great credit score. If you are buying and trading up 24,000$ cars every few years, going from apartment to apartment its a bummer.

What are you truly getting out of this that makes it work loosing the entirety of your money just to not see a family member?'

Perpetual debt is the younger generations Achilles heel, and it gets worse each year with these brand new electronic devices coming out constantly that cost a beefy 600$ annually.

If you want something bad enough, move in with family who wants you there, save double the money, move out in 5 years and fully pay off a lower level house. Then move into that house, try and land a job nearby and enjoy your fucking money. If people took this step more and stopped being so egotistical, they'd have better results, but this is a totality of view point and its not gonna be easy to listen to or accept without all the braveheart level rage fests ensuing based upon assumption.

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I wouldn't expect the majority of this forum to understand my way of thinking on the matter.

If you can afford the thousands of dollars in games, movies, computers, phones, clothes, cars ect... living with your parents, then you can move out and learn to live a simple life without all of the extras.

There are so many people with vast collections of games, expensive cars, top of the line clothes and other shit, but are always broke...

And they live with their parents.

I'm not saying that living with your parents is a basd thing - and maybe your case is different - but when I see shit like this, I cringe.

I was brought up differently I guess...

I know a lot of people on here that have moved out early and are doing fine.

awe.
mike.
dave.
don't fight.
there's valid points on both sides.
but I think both of you are losing sight of the fact
that greg should be taking the piss in this thread.

i'll un-de-rail the thread for you guys.
greg.
you really need to have kids so you can have 3 generations under one roof.
it's not right that your parents would every have to live alone.

Quote:

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Originally Posted by TonK

I wouldn't expect the majority of this forum to understand my way of thinking on the matter.

If you can afford the thousands of dollars in games, movies, computers, phones, clothes, cars ect... living with your parents, then you can move out and learn to live a simple life without all of the extras.

There are so many people with vast collections of games, expensive cars, top of the line clothes and other shit, but are always broke...

And they live with their parents.

I'm not saying that living with your parents is a basd thing - and maybe your case is different - but when I see shit like this, I cringe.

I was brought up differently I guess...

I know a lot of people on here that have moved out early and are doing fine.

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It depends on the situation, but there are plenty of totally pathetic moocher types who contribute nothing or do any work. I'm sort of the guy who gets stuck doing construction/grunt work. I am all about DIY. I've been making a entirely new room lately with huge upgrades, tiled the floor, busting my ass for the last two weeks on that on my vacation. A little each day. When I'm not busy with college and I get vacation time man, I cherish that shit.

To make a point, its good to invest in things. Since I handle the grunt work, its built a good chunk of character.

I spent today tiling actually..

I've learned a lot of trade after going through a lot of experience, and there is nothing more rewarding then busting my ass on that shit and spending time with my girl right after. My hands are a bit sore from today alone, but going that extra mile to getting shit just right is very rewarding. I was raised by very cheap people, so my values won't be the same as others. I actually am sort of happy I was, because I appreciate things more. The downside is seeing more pride in small time ventures.

The advice I give isn't some douche bag shit really, I am part of the problem of what people get stuck paying up to, and I truly believe to live a life that you can have some true independence, you wanna stay as far away from landlords and investor types as possible. They will cripple you financially when a lot of time has passed, and you will fill their coffirs while being left high and dry with money that could have been better maintained. In a way I am sort of warning people what to watch out for, because I am the their enemy in terms of business procedure.

That's like giving someone free money, you not only give the person monthly rent, you allow that person to pay off that property and create a monopoly. Like right now, the goal is a low level house people can make turn key. Basically, something for 35-59 thousand, get it in a crummy area, clean it up. Put a down payment of 7 thousand on that, then I do my repair work to make it rent-able as fast as possible. Someone rents it, and then that house pays itself off. The renter shits out, I go back up and do more work for the next ones. Even not paying itself off quickly, its a positive cash flow of like 200$ monthly to do nothing but sit on my ass and have the money roll in. House payments are 300, if I am netting 550, I can jerk off with that extra 250. Eat at my favorite pizza joints constantly, or just have months where I wanna cut the house payment down a lot and unload the whole thing. The goal is those properties to be fully paid off on the renters hard money, then when they are, its purely positive cash flow, and the end game is not even having to work or retire early. I'm the type who goes nuts with free time, so even with that insurance factor, it wouldn't be a fulfilling life for me personally.

BTW, me and mike are cool, I wouldnt consider it a fight, and debates are totally fine.

Greg, you're just waiting to die.

You're not fucked because of the economy, you're fucked because you're undateable. You can't date cause you live with the 'rents and you live with them because you can't meet a woman and build a life together with her.

And don't get me started on your social ineptitude and thinly veiled contempt for black males (and their perceived success with women you consider attractive).


By the time you figure it out it's gonna be too late, motherfucker!

All that free time could be spent at a gym, and disposable income on things that attract females (cars, clothes, shiny watches etc). Get a fucking makeover or something...take a chance on yourself. CHRIST.

Instead you're sitting at home burning the enamel off your teeth, sipping through tins of pop like a jackass. Why's that shit even in your household??
Your mother is sick, man! Aluminum and aspartame....great ways to grow some tumors, tax the liver and weaken the immune system.

Fuck, man....

Quote:

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Originally Posted by Lord Wolfgang Krauser

It depends on the situation, but there are plenty of totally pathetic moocher types who contribute nothing or do any work. I'm sort of the guy who gets stuck doing construction/grunt work. I am all about DIY. I've been making a entirely new room lately with huge upgrades, tiled the floor, busting my ass for the last two weeks on that on my vacation. A little each day. When I'm not busy with college and I get vacation time man, I cherish that shit.

To make a point, its good to invest in things. Since I handle the grunt work, its built a good chunk of character.

I spent today tiling actually..

I've learned a lot of trade after going through a lot of experience, and there is nothing more rewarding then busting my ass on that shit and spending time with my girl right after. My hands are a bit sore from today alone, but going that extra mile to getting shit just right is very rewarding. I was raised by very cheap people, so my values won't be the same as others. I actually am sort of happy I was, because I appreciate things more. The downside is seeing more pride in small time ventures.

The advice I give isn't some douche bag shit really, I am part of the problem of what people get stuck paying up to, and I truly believe to live a life that you can have some true independence, you wanna stay as far away from landlords and investor types as possible. They will cripple you financially when a lot of time has passed, and you will fill their coffirs while being left high and dry with money that could have been better maintained. In a way I am sort of warning people what to watch out for, because I am the their enemy in terms of business procedure.

That's like giving someone free money, you not only give the person monthly rent, you allow that person to pay off that property and create a monopoly. Like right now, the goal is a low level house people can make turn key. Basically, something for 35-59 thousand, get it in a crummy area, clean it up. Put a down payment of 7 thousand on that, then I do my repair work to make it rent-able as fast as possible. Someone rents it, and then that house pays itself off. The renter shits out, I go back up and do more work for the next ones. Even not paying itself off quickly, its a positive cash flow of like 200$ monthly to do nothing but sit on my ass and have the money roll in. House payments are 300, if I am netting 550, I can jerk off with that extra 250. Eat at my favorite pizza joints constantly, or just have months where I wanna cut the house payment down a lot and unload the whole thing. The goal is those properties to be fully paid off on the renters hard money, then when they are, its purely positive cash flow, and the end game is not even having to work or retire early. I'm the type who goes nuts with free time, so even with that insurance factor, it wouldn't be a fulfilling life for me personally.

BTW, me and mike are cool, I wouldnt consider it a fight, and debates are totally fine.

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my folks have rented houses to folks.
it's hard to find good renters that won't destroy your house, that will pay on time,
and well, will leave on good terms.
but you have a point.
it makes absolutely no sense to rent unless you just can't afford to do the payments on a house.
which is fairly difficult and usually demands two incomes.
I'm working out getting a house, but I've gotta admit, it's not easy.
It helps that I don't have any expenses or debt.
I'm putting away a lot of money every month in prep for it.
but I'm planning to have this paid off in under 8-9 years.

anyways.
as for greg.
just like tonk said.
man up.
have some goals and beat the hell out of the ground stomping your feet getting there.
spoons poke was funny,
but you don't have to go out and buy cars and fancy shit for girls to like you greg.
but you sure as shit don't meet anyone staying at home with your parents posting on the internet.

Quote:

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Originally Posted by Spoon

Greg, you're just waiting to die.

You're not fucked because of the economy, you're fucked because you're undateable. You can't date cause you live with the 'rents and you live with them because you can't meet a woman and build a life together with her.

And don't get me started on your social ineptitude and thinly veiled contempt for black males (and their perceived success with women you consider attractive).


By the time you figure it out it's gonna be too late, motherfucker!

All that free time could be spent at a gym, and disposable income on things that attract females (cars, clothes, shiny watches etc). Get a fucking makeover or something...take a chance on yourself. CHRIST.

Instead you're sitting at home burning the enamel off your teeth, sipping through tins of pop like a jackass. Why's that shit even in your household??
Your mother is sick, man! Aluminum and aspartame....great ways to grow some tumors, tax the liver and weaken the immune system.

Fuck, man....

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I've said this before, but I don't always agree with you, Spoon (kudos on the name change, by the way). But goddammit if posts like this don't make me respect you. :buttrock: Fucking spot on.

Of course, Greg will never see my adulations for you, because I'm on his ignore list. :lolz: Better yet, he probably won't admit it! Hilarious! :lolz:

P.S. How self-congratulatory do you think Greg was, coming up with the title to this thread? I bet he thought, "This will show them!"

Spoon pretty much nailed it....

Greg,

I have plenty of friends that live with their parents, but none of them seem to treat it the same way you do... stop trying to Justify it with "see like almost 20% of the people in the US had to move in with their parents due to the economy... so I'm like cutting edge and cool right?"


BTW I rent .... I have plenty good reasons to be renting right now... one being there is no way in hell i'm buying a place in FL when I hate the state as much as I do. I do not want to be tied down to anything while I'm in FL. I want the option to pick and move as soon as the option arrives. I'm also not living above my means and I am setting aside plenty of money into savings. For me a house would only add more hassle than anything.

If you need to justify living with parents, then try and contribute more to the situation so you won't feel bad. Its all about earning your keep, and self respect follows by doing that. Even the simple stuff helps because it shows sincerity and a respect to be set up. Its annoying how entitled people are. That one aspect is the absolute worst thing about modern youth today.

two other things that bother me...

gas prices are lower now then they were when the spill started.

and you're 34 now greg.... 34.

I really need Don Draper to put some music to the title of this thread.

Quote:

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Originally Posted by Spoon

you're fucked because you're undateable. You can't date cause you live with the 'rents and you live with them because you can't meet a woman and build a life together with her.

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it's a vicious cycle

Quote:

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Originally Posted by Spoon

By the time you figure it out it's gonna be too late, motherfucker!

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Quote of the year.

I might have to live with my Mom or Dad when I move back to the states from London (here for work). Whenever that is....

I was thinking a month or two, just so I can get a good chunk of rent free money and not have to dip into my savings.

I am dreading that though...I don't even think I could do 2+ weeks.

I am 25 also...

LWK made some good points.

And all this shit about being a manie man and paying your way is laughable.

Most of you would be out on the street if you're wife/gf didn't help pay for things. I don't see how that's any different.

I still think rent is a waste of money.

I'm not undateable - I just put 0 effort into it. And it takes a shitload of effort. I'm not a pretty boy like some of you, that doesn't help.
You either have to be really good at first impressions, get introduced by a friend, or be an asshole, and I am none of those.

And I've lived on my own before and have had an apt.

I'm stuck for at least 2-3 more years until the economy gets better anyway.

Edit: This should be in Detroit.

Quote:

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BTW I rent .... I have plenty good reasons to be renting right now... one being there is no way in hell i'm buying a place in FL when I hate the state as much as I do. I do not want to be tied down to anything while I'm in FL. I want the option to pick and move as soon as the option arrives. I'm also not living above my means and I am setting aside plenty of money into savings. For me a house would only add more hassle than anything.

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Maybe if you made it through college you could get a job in a place that isn't in margarittaville.

I can understand staying with parents due to financial hardships in the short term, but I hope you're kicking some money upstairs to them while you live there. As for the whole 'rent is a waste' statement, there are plenty of reasons to rent a place of your own. You really can't put a price on independence once you're out of a financial slump.

Quote:

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Originally Posted by OMFG

I can understand staying with parents due to financial hardships in the short term, but I hope you're kicking some money upstairs to them while you live there. As for the whole 'rent is a waste' statement, there are plenty of reasons to rent a place of your own. You really can't put a price on independence once you're out of a financial slump.

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I help with groceries and the Internet bill.

My Dad always refuses, says "put it away toward buying a house"

Not that he really needs help anyway, he's set pretty comfortably with a govt. pension and investments.

Working for the govt. isn't all bad - you get paid less, but the pension makes up for it. My Dad's doing good, and Jro can afford to buy every new game that comes out.

As far as independence goes - I'm 50/50 on it. 50% of the time it's nice, but it's nice to have people around all the time.

Quote:

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Originally Posted by G'regN.

LWK made some good points.

And all this shit about being a manie man and paying your way is laughable.

Most of you would be out on the street if you're wife/gf didn't help pay for things. I don't see how that's any different.

I still think rent is a waste of money.

I'm not undateable - I just put 0 effort into it. And it takes a shitload of effort. I'm not a pretty boy like some of you, that doesn't help.
You either have to be really good at first impressions, get introduced by a friend, or be an asshole, and I am none of those.

And I've lived on my own before and have had an apt.

I'm stuck for at least 2-3 more years until the economy gets better anyway.

Edit: This should be in Detroit.



Maybe if you made it through college you could get a job in a place that isn't in margarittaville.

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You're a fucking idiot.

The article says "puts families to the test." I love the whole argument that kids move back home because they can't get a job, life is expensive, etc. Look, if you have to float because shit actually hit the fan, that's one thing. Move back in and get back on your feet. If you're living at home because you don't want to actually push yourself, go for a good job, or try to make it on your own... Than you're a fucking leech and you're just sucking mommy and daddy's money as your own. That's deplorable to me. Your parents provided for you long enough... You seriously want to keep sucking income from them? And don't tell me you help out at home. I really doubt you pay the equivalent of the food/power/etc cost you generate. If you could, then you'd just be out on your own anyway. I could see nothing more as a personal failure than admitting I can't do it on my own... And seriously, Greg, I live in an area where the cost of living is at least triple where you are. Yeah, there are times when money is tight, but you know what I do? I tighten my belt and I see myself through it. To not even be able to provide for yourself at your age, seriously that isn't something I'm ever going to accept. If I bust my ass every day to do it, so can anyone else. If you were looking for validation, you won't from me.

And yes, there is a flip side to this. All of those people who move their parents in with them because their parents are sick or can no longer make it... They're freaking heroes in my book.

Quote:

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Originally Posted by nruva

The article says "puts families to the test." I love the whole argument that kids move back home because they can't get a job, life is expensive, etc. Look, if you have to float because shit actually hit the fan, that's one thing. Move back in and get back on your feet. If you're living at home because you don't want to actually push yourself, go for a good job, or try to make it on your own... Than you're a fucking leech and you're just sucking mommy and daddy's money as your own. That's deplorable to me. Your parents provided for you long enough... You seriously want to keep sucking income from them? And don't tell me you help out at home. I really doubt you pay the equivalent of the food/power/etc cost you generate. If you could, then you'd just be out on your own anyway. I could see nothing more as a personal failure than admitting I can't do it on my own... And seriously, Greg, I live in an area where the cost of living is at least triple where you are. Yeah, there are times when money is tight, but you know what I do? I tighten my belt and I see myself through it. To not even be able to provide for yourself at your age, seriously that isn't something I'm ever going to accept. If I bust my ass every day to do it, so can anyone else. If you were looking for validation, you won't from me.

And yes, there is a flip side to this. All of those people who move their parents in with them because their parents are sick or can no longer make it... They're freaking heroes in my book.

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There's no jobs right now.. I'm lucky to be working part-time at a normally full time job as it is... Although I've been saving here and there for a house for 3 years. I don't understand how people on the east and west coasts can afford living there. I guess everybody's a millionaire movie star. Why anybody would live on the east coast is beyond me, they have worst winters than MN. At least you're getting something for that premium you're paying on the west coast (yey no winter). I could barely afford to move out if I had a roomate, but none of my friends need a roomate right now.

If and when the time comes, I will probably be living with my mom to take care of her when she's sick.. Although I'm doing that right now. Hopefully she won't need anymore chemo or radiation treatments...

Quote:

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Originally Posted by G'regN.

There's no jobs right now.. I'm lucky to be working part-time at a normally full time job as it is... Although I've been saving here and there for a house for 3 years. I don't understand how people on the east and west coasts can afford living there. I guess everybody's a millionaire movie star. Why anybody would live on the east coast is beyond me, they have worst winters than MN. At least you're getting something for that premium you're paying on the west coast (yey no winter). I could barely afford to move out if I had a roomate, but none of my friends need a roomate right now.

If and when the time comes, I will probably be living with my mom to take care of her when she's sick.. Although I'm doing that right now. Hopefully she won't need anymore chemo or radiation treatments...

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There's a lot more than a change of climate moving from one place to another. Jobs, money, people, culture, marketplace, infrastructure, etc.

When I moved from the east coast to the west, I was a bit nervous (because I was naive) until my friend so rightly said, "You know people live in California, right?".

Quote:

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Originally Posted by G'regN.

I don't understand how people on the east and west coasts can afford living there. I guess everybody's a millionaire movie star. Why anybody would live on the east coast is beyond me, they have worst winters than MN.

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I was under the impression that Minnesota has it worse than us here in the New England.

There's plenty to do here in the east coast. I can be in NYC in a little over an hour and your options to do so are plentiful (train, drive, ferry, and for Greenwich/Westport residents..even helicopter).

Quote:

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Originally Posted by ForeverSublime

There's a lot more than a change of climate moving from one place to another. Jobs, money, people, culture, marketplace, infrastructure, etc.

When I moved from the east coast to the west, I was a bit nervous (because I was naive) until my friend so rightly said, "You know people live in California, right?".

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The biggest reason for anybody to move to the west coast should be the endless summer and lack of winter.

A house doesnt have to be all about the debt. I have three friends, all bought condo's down town Toronto, before they were built. Ranging from 200 grand to 300 grand. After the first year, because of the location, it went up anywhere from 120 grand to 200 plus. Sell that shit. Pocket the money, move in with your parents and do it all over again. Start up cash needed.... 30 grand. Thats not a lot of money. Got good credit, get a loan. This is the first thing I am doing, next year. Ive got a perfect credit rating and next to no debt, come hell or high water, I am going to milk that shit, and make money off of it.

Its all about location, use your money to make money.

Die a happy person.

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Originally Posted by G'regN.

The biggest reason for anybody to move to the west coast should be the endless summer and lack of winter.

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Sounds like somebody with no ambition.

Thats ok, lets make another drink and get a tan on the lawn. Its nice out all year long.

Queer.

Greg, how many years in total have you lived somwhere other than your parents house in the last dozen years?

Am I the only one who thinks that Greg is starting to sound as pathetic as Makismo?

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Originally Posted by G'regN.

And all this shit about being a manie man and paying your way is laughable.

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No, you're just a fucking pussy.

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Most of you would be out on the street if you're wife/gf didn't help pay for things. I don't see how that's any different.

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How fucking stupid are you, really?

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Originally Posted by G'regN.

The biggest reason for anybody to move to the west coast should be the endless summer and lack of winter.

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Read all about it in G'regN's new book: The Homeless Mentality for "Dummie's"

Theres no shame in living with your parents, at least while you're in your twenties. People have their reasons. GregN obviously needs a verbal kick in the ass though. GregN...develop a new style of justification for your choices...

The whole "I'll have to wait 3 years for the economy" is absurd.

And for those who moved out when they were 17 to escape hell...that must be a lot easier than leaving a loving home.

A lot of people don't have that kick in the ass. Whether it be survival, pride, courage, whatever.

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Originally Posted by andsuchisdeath

Theres no shame in living with your parents, at least while you're in your twenties. People have their reasons. GregN obviously needs a verbal kick in the ass though. GregN...develop a new style of justification for your choices...

The whole "I'll have to wait 3 years for the economy" is absurd.

And for those who moved out when they were 17 to escape hell...that must be a lot easier than leaving a loving home.

A lot of people don't have that kick in the ass. Whether it be survival, pride, courage, whatever.

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Its not a kick in the ass - its wanting to start your own fucking life.

I guess its cool living at home and spending THOUSANDS on gaming/entertainment/cars and whatever though.

As long as everyone is comfortable in doing that.

"Oh yeah dude, I got some cabs in my parents basement with every MVS title made"

"Nah, I'm not moving out - I wouldnt be able to pay for any of this shit then"

Fucking disgusting.

Grow the fuck up and be a fucking man.

(I wasn't yelling at you)

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Originally Posted by TonK

I guess its cool living at home and spending THOUSANDS on gaming/entertainment/cars and whatever though.

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You buy all the cool shit then move out ;)

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Originally Posted by andsuchisdeath

Theres no shame in living with your parents, at least while you're in your twenties. People have their reasons. GregN obviously needs a verbal kick in the ass though.

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Here is the situation: Greg is unhappy with his life. He refuses to accept this fact, and more to the point, he refuses to take any responsibility for the choices he's made. In a desperate attempt to regain some kind of self worth (and avoid further depression), he seeks affirmation and validation from us (apparently not realizing we're a pack of relentless assholes and jerks). I suspect he does the same with whatever pathetic losers he calls friends in the real world.

He refuses to try because he won't accept the idea that he fucked up his own life, and he's afraid that he's not good enough anyways. I've seen the same shit a hundred times, and I swear to fuck it's more pathetic each time.

Being a man isn't about some kind of outdated concept of machismo. It's about standing on your own two feet and feeling like you're living the kind of life you want to live, and that you're ultimately happy with your lot and the effort you put in.

This will never dawn on Greg, though. He's too caught up in his security blanket of ignorance (hence the racism and other bigotry and shortsightedness) and seeking approval from others he'll never get (which is why he still posts here when no one seems to like him — at all).

It's sad, and it'd warrant my sympathy if it wasn't willful and self-inflicted.

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Originally Posted by G'regN.

I'm not undateable - I just put 0 effort into it. And it takes a shitload of effort. I'm not a pretty boy like some of you, that doesn't help.
You either have to be really good at first impressions, get introduced by a friend, or be an asshole, and I am none of those.

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You're not a bad person at all, nor do I think you're racist.
Believe me when I say that being a decent, interesting, educated person means more to women than you think.

But I digress:
Superficial things open doors....but meaningful things keep them open, you know what I mean?
The superficial things take a "shitload of effort" as you call it, and the "meaningful things" are learned over time or you may already possess those traits.
You need start working on those "superficial things" soon or just shut the fuck up.

Until then you ARE undateable sir.

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Originally Posted by G'regN.

Most of you would be out on the street if you're wife/gf didn't help pay for things. I don't see how that's any different.

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if one didn't live above there means and had a cost of living that was less than 60% of their net income, you can get by on unemployment in MN... just saying

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I still think rent is a waste of money.

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great argument from someone who is living at home for free...

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Maybe if you made it through college you could get a job in a place that isn't in margarittaville.

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let see.... i have a full time job that pays me well, and have no college degree....

you have a college education, work part time, and live at home with your parent...

once again, great argument greg!

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There's no jobs right now.. I'm lucky to be working part-time at a normally full time job as it is...

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You live in a state that has a pretty low unemployment rate compared to the rest of the US .... I'm pretty sure if you really wanted to, you could find yourself a full time job that would end up paying you more a month then you are making now....

You could always look outside of the state..... oh wait... then you'd have to leave the nest... :oh_no:

If you are in your mid 30's, and you are living with your parents long-term, don't have a full time job or some kind of career, don't have a meaningful relationship with a significant other, and have no ambition to change any of the above.. you have failed. Period. It's time to reevaluate your life.

Everyone should go to college. I don't even care if people call it mooching. Mooch like a mofo if you can get through college for free. Then you won't have a shitload of student loads past 100 grand+ to pay back. The downswing of those is that lets say you get a BA, and become a social worker. The time it will take to pay back all of those students loans will be ridiculous. You might as well be uneducated and just work towards a home.. It is weird though if you are in your 30's and have nothing going on. I mean shit. At least go to school, make something of yourself...

Independence is great if you have something to prove to yourself or others, but the bottom line is that most people are no longer independent because they are flat out sick of the life style of complete servitude to where it takes 5 times the amount of time to produce something meaningful that you actually own. I think its beneficial to be less independent. Collectivism in this sense produces more concentration of wealth, and a better retirement. This is due also a large portion to the greatest depression in history that we are going into.

In the more independent sense, you rent a apartment for a ton of cash. Then if you are lucky, you won't need a room mate to cut the costs. This doesn't factor into the picture that you are producing NOTHING for your future other then a tiny fraction of money bi-monthly to a retirement that might not even happen with long term currency devaluation. Then again, who is really independent with a room mate? Now instead of parents you got some asshole to have to break bread with constantly. Ask anyone truly independent how their life is, and its tough, most of the time, its really tough. You gotta switch residence a lot more often, you gotta listen to a lot of annoying neighbors shit through the walls. Its ridiculous.

Not many understand how important land/houses and ownership really are, and a lot of people who move out early in a bid to prove themselves tend to be the types of individuals who suck ass with money, can't save well and blow it on garbage impulse buys. Sometimes its types who had a bad relationship with family, had a passive aggressive approach or a lack of confrontation. . I knew one girl who was in so much debt, and she was alone, but god what a damn bitch she was. Nobody could tolerate her attitude.

If you look at the richer aspect of society, you see the same things. Less independence and more cash concentration. In the end its a personal choice, but no matter what, in the end everyone will eventually be independent. It really is a 'to each their own' situation.

Investment families operate entirely differently then what is presented. It is how some of the wealthiest people come to be. When they inherit things, they don't sell shit and split up the money so two siblings can go and blow it on garbage that will be worthless next year like cars. They keep these things, rent them out and make money. More so, they teach their kids about respect for money and property, and passing it from generation to generation.

Like for example, my grandma died, and I took care of her for years up till that point. I literally walked away from my own independence to do so because of my extreme loyalty and devotion to family. I am in no way going to sell off her legacy even though I inherited it. Instead, i've fixed it up and worked my ass doing so. It takes a lot of time and hard work. You just don't see people dying after you have them around for so long and it teaches you immediately how easily things are lost. Maybe some part of me is overly careful in that sense due to the nature of outsiders and the stupidity of the quick decision.

Wanting some kind of comfort in your life doesn't make one deplorable or a bad person. Its funny to say, but many of my friends live with there families still and are in there ending 20's. One of which enjoys the money he works for and doesn't have to fork a shitload of it over to rental fee's on some shit shack he will never own.

When you hit your mid to late 30's and you aren't doing shit to better your own future, its sort of pathetic. There is zero excuse to not be going to college if you are going to mooch.

i fucking hate it when people blame it on the economy

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Originally Posted by LoneSage

i fucking hate it when people blame it on the economy

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i blame the economy.

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Originally Posted by Lord Wolfgang Krauser

Its annoying how entitled people are. That one aspect is the absolute worst thing about modern youth today.

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They're not entitled to anything. Maybe I'm just compelled to share the same idea with slightly different syntax, but it really is the self-entitlement complex of some people that get me.

Lots of thoughts with emotions on this one...

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Originally Posted by LoneSage

i fucking hate it when people blame it on the economy

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Well when all the prices change and the banks go crazy and it effects peoples living expenses directly, its a pretty applicable blame.

I have to agree with what Mike has said.

Continuing to live with your parents into your late 20s or beyond is absolutely unhealthy.

It doesn't teach you anything about responsibility or how to provide for yourself when there is a safety net constantly beneath you if things go bad. I have a few friends who while younger than Greg definitely fit his bill. The bigger difference is their parents buy them businesses and then wind up running it for them. Sorry, it's fucking pathetic to watch stuff like that because they wind up living in a fantasyland.

It's nice to see LWK rationalizing unstable behavior though. Those justifications are usually what I see from people who have had too much in their life handed to them. Sorry LWK, you're a cool guy, but you have zero clue.

I don't think it's particularly fair to judge Greg when he did give a serious go at living away from home for years during and several years after college and, thanks to unemployment, opted to move in with his folks as he saves money to buy a place. If the goal is to save and afford something while not spending rent (when you have a tight income), I think that's pretty rational. If he buys even by age 38 he'll be ahead of a number of people who still rent and he'll probably be able to afford more than he otherwise would've been able to if renting the whole time.

And there's nothing wrong with having a good enough relationship with your parents to be able to still live with them. I love my parents a lot, but I don't think I could do that (personalities) Though, oddly enough, I think I can handle it a lot better nowadays than even several years ago. Still, we'd clash more than he and his parents probably do --we're all A-types.