Well, many of the gamers here are middle age professionals, having a full time job, plus not having family responsibilities. I take my time to build collections and I normally don't rush buying a game unless it's one of the rarest and not in my collection. There were only 2 ocassions back in late 1998 when I streched my budget to buy Neo-Geo games, that was when Supersellers had Twinklestar Sprites and Chibimaruko Quiz home cats on special sales, I even begged Shinichirou to hold the games for me for a month with deposit.
Now, my home cart collection is complete but the urge of collection has gotten me into other consoles (LaserActive and TurboGrafx), fortunately games for these systems aren't expensive compared to Neo-Geo. My advise to all gamers: Never save money on food in order to get Neo-Geo games, it's only games after all, and you health and well being are worth a billion. If you must play Neo-Geo games but can't afford them and can't stand Neo-Geo CD's loading time, try MVS, with initial home setup of about $500 so, you can play almost all of the games for less than $100, well, it's just a suggestion.